The easiest way to save? Automatically! It doesn’t matter how much or what you’re saving for, when you make the smart decision to have a portion of your income automatically deposited into a savings account, you have increased your chance for success. You can set up automatic transfers through employers or your financial institution (Bank) to achieve your savings goal.
The best way is to start exploring is through “America’s Best Rates” on Moneyrate.com. This website will give you a list of banks that offer consistent high yields. Then go to Bankrate.com to see if any of those banks are around your area. This website also allow you to compare all the banks within your city limits along with the interest rate they offer.
There are tons of budget websites out there (Mint is a popular option), plus you can always go old school with an Excel spreadsheet. Either way, just make it happen! Input income if you have it; if not, use whatever you have in a monthly allowance/savings or what you plan to get in aid, scholarships, loans, or grants.
