Is taking a semester or summer break to study in another country the right match for you? The benefits of study abroad can impact each and every part of your life. Taking not only your educational and cultural journey to the next level, but change your life like you never knew you could.
If you are ready to see a new part of the world, craft a global network, try new food or any number of other reasons then planning financially for this experience can make this opportunity a reality.
The years in college and following graduation aren’t always known for savvy financial moves and heeding investing tips. Living with parents and inconsistent income, maybe. Student loan debt, yes. It is hard to overstate how valuable your 20’s are, but on the long, long road to retirement, saving throughout that decade is kind of like putting an extra engine on your car.
Buy Now Pay Later services have received lots of coverage in recent months. The Covid Pandemic, coupled with unprecedented inflation in recent months, seem to have provided the perfect conditions for rapid growth in this industry, attracting predominantly younger consumers.
Probably the biggest news recently in the BNPL arena is the entry of an offering from Apple called Apple Pay Later.
Whether you are living at home and helping with groceries or your own travel expenses, living away from home for an internship or a recent grad there are some simple ways to save on the things you need and the things you want. Lets share some of the most common.
The Spend: Groceries
Get into the habit of shopping your fridge first and plan your meals that incorporates those items
- Switch to store brands when you shop to shave 5 to 50 perent off your bill.
Spring is in the air and our appointments with seniors preparing to graduate are picking up! We love talking to seniors. It really is an exciting time but we understand it can also be very anxiety producing. If you just want to bounce ideas off of someone or are looking for specific information to determine what insurance plan to accept, how much to allocate for housing, graduate school loans or many other “senior” topics then take advantage of our one-on-one financial coaching.
Financial Literacy Month is here! It is an opportunity to increase our own financial skills and knowledge.
In our work with students and campus groups here are some of the biggest takeaways and tips:
-Managing your money is a learned skill, not something you just ‘know’. It is okay to ask questions, a lot of questions.
Here are 10 things you should know when starting college and some tips on how to achieve them.
- Keep Track of Spending – If you haven’t already, create a monthly budget and record your expenses. Utilize apps to keep track of spending. Make a habit of tracking your expenses.
- Learn to Say No – Set limits on dining out and weekend entertainment.
Establishing a budget is key, especially when an emergency occurs. In order to manage your budget, you will need to identify both your income and your expenses. It is also important to identify your needs versus your wants during this specific period. For example, this may be a good time to cancel subscriptions like Netflix over the short term.