Great Advice for Grads!

Spring is in the air and our appointments with seniors preparing to graduate are picking up! We love talking to seniors. It really is an exciting time but we understand it can also be very anxiety producing. If you just want to bounce ideas off of someone or are looking for specific information to determine what insurance plan to accept, how much to allocate for housing, graduate school loans or many other “senior” topics then take advantage of our one-on-one financial coaching.

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April is Financial Literacy Month!

Financial Literacy Month is here! It is an opportunity to increase our own financial skills and knowledge.

In our work with students and campus groups here are some of the biggest takeaways and tips:
-Managing your money is a learned skill, not something you just ‘know’. It is okay to ask questions, a lot of questions.

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10 Things You Should Know When Starting School

Here are 10 things you should know when starting college and some tips on how to achieve them.

  1. Keep Track of Spending – If you haven’t already, create a monthly budget and record your expenses. Utilize apps to keep track of spending. Make a habit of tracking your expenses.
  2. Learn to Say No – Set limits on dining out and weekend entertainment.

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Filing your 2020 taxes

Filing a tax return could mean you’ll get money back. Here are five things you can do that may help you maximize a tax refund if you’re owed one. Just a reminder, the tax filing deadline is April 15, 2021.

Know Your Dependency Status, If you’re still listed as a dependent on your parents’ tax return, you may not be able to claim those tax breaks.

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4 ways to save

Save Automatically

The easiest way to save? Automatically! It doesn’t matter how much or what you’re saving for, when you make the smart decision to have a portion of your income automatically deposited into a savings account, you have increased your chance for success. You can set up automatic transfers through employers or your financial institution (Bank) to achieve your savings goal.

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4 Easy Steps to Creating a College Budget

  1. Talk it out. Before building a budget, chat with everyone who will be involved in financing your education. Discuss who is paying for what, expected expenses, financial aid and perhaps opening a new credit card or checking account.
  2. List expenses. Anticipate the costs of textbooks and school supplies, room and board, transportation, clothing and discretionary spending.

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